On the recent vote in mogenfulinming funds held by the company \"rich 100\" financial forums, international senior Fi, mogenfulinming securities investment consultant company Chairman Hu Dexing to teach investors a \"Managing\" the essence of, and detailed financial planning at all stages of life advice.
Hu Dexing believes that, just into the social and financial goals can be placed in both full and absorbing finance knowledge and forced savings. After a slight accumulation,
Alternative financing tools for some of the more radical, such as stock funds and shares, with a view to obtaining better returns. He also gold from real estate, education and pensions three aspects on how to achieve the goal of family finance.
Real estate---\"buying a House is the most important financial goals in life, the most complex events. \"Hu Dexing recommendations: first to set target and calculation by required funds, as 5 years Hou hope buy a price 1 million yuan of House, if is expected loan 80%, be first prepared about 200,000 yuan of advance orders for servicing self-provided paragraph; second for how prepared 200,000 yuan, he recommendations used regularly fixed investment fund of way, each months investment of amount about 2,583 Yuan, assumptions to average reward rate 10% to calculation, investment 60 months (5 years), on can saved enough 200,000 yuan. As regards the loan element, itself a condition or capability, and prevent future mortgage spending excessive and affected the quality of life.
Education gold---according to the survey, now in some big cities, train a child to University graduate, to be at least $ 200,000 to 300,000. Hu Dexing said if the compounding effect of the use of investment planning as soon as possible, allowing their children to ideal school dreams are not unattainable. \"While the actual education gold expansion over time, but on the other hand, the longer the time, investment compound interest effect is larger, can help investors to accumulate wealth, so reserve early start. \"Furthermore, in addition to regular deposits, less education insurance risk low return investment vehicle, has the ability to bear risk of investor funds and other investment instruments can also be considered. He suggested that the Fund scale accumulation Education Fund on a regular basis is a good idea, role of compulsory savings, and decentralized market point, reduce risk.
Pension---China increasingly aging, retirement pension issue of growing concern, Hu Dexing considers retirement financial planning must take into consideration six factors: burden and responsibility (there is the loans to be paid, whether free or dependent relatives raising children, and so on), housing conditions (related to the cost of living high and low), income status, payment for labor, inflation, health conditions, and so on. For retirement, investment it is best to avoid high risk, in a hedge, robust. \"Of course, everyone at the time of investment, should I choose for my portfolio. Portfolios are not hard and fast, according to the changes in the market should be adjusted accordingly. \"On the recent vote in mogenfulinming funds held by the company\" rich 100 \"financial forums, international senior Fi, mogenfulinming securities investment consultant company Chairman Hu Dexing to teach investors a\" Managing \"the essence of, and detailed financial planning at all stages of life advice.
Hu Dexing believes that, just into the social and financial goals can be placed in both full and absorbing finance knowledge and forced savings. After a slight accumulation,
Alternative financing tools for some of the more radical, such as stock funds and shares, with a view to obtaining better returns. He also gold from real estate, education and pensions three aspects on how to achieve the goal of family finance.
Real estate---\"buying a House is the most important financial goals in life, the most complex events. \"Hu Dexing recommendations: first to set target and calculation by required funds, as 5 years Hou hope buy a price 1 million yuan of House, if is expected loan 80%, be first prepared about 200,000 yuan of advance orders for servicing self-provided paragraph; second for how prepared 200,000 yuan, he recommendations used regularly fixed investment fund of way, each months investment of amount about 2,583 Yuan, assumptions to average reward rate 10% to calculation, investment 60 months (5 years), on can saved enough 200,000 yuan. As regards the loan element, itself a condition or capability, and prevent future mortgage spending excessive and affected the quality of life.
Education gold---according to the survey, now in some big cities, train a child to University graduate, to be at least $ 200,000 to 300,000. Hu Dexing said if the compounding effect of the use of investment planning as soon as possible, allowing their children to ideal school dreams are not unattainable. \"While the actual education gold expansion over time, but on the other hand, the longer the time, investment compound interest effect is larger, can help investors to accumulate wealth, so reserve early start. \"Furthermore, in addition to regular deposits, less education insurance risk low return investment vehicle, has the ability to bear risk of investor funds and other investment instruments can also be considered. He suggested that the Fund scale accumulation Education Fund on a regular basis is a good idea, role of compulsory savings, and decentralized market point, reduce risk.
Pension---China increasingly aging, retirement pension issue of growing concern, Hu Dexing considers retirement financial planning must take into consideration six factors: burden and responsibility (there is the loans to be paid, whether free or dependent relatives raising children, and so on), housing conditions (related to the cost of living high and low), income status, payment for labor, inflation, health conditions, and so on. For retirement, investment it is best to avoid high risk, in a hedge, robust. \"Of course, everyone at the time of investment, should I choose for my portfolio. Portfolios are not hard and fast, according to the changes in the market should be adjusted accordingly. ”
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