Financing do \"two\" \"instead of\"

Several peers get together to exchange financial views, my personal opinion is: \"I don\'t know where the top and bottom of the housing market and the stock market? But I believe that real estate investment risk in increasing investment value in reducing; investment risk in the release of the stock market, investment value is increasing. Both in comparison, the medium and long term I\'m more optimistic about stock market investments. Both under the influence of national macroeconomic, and also foreign exchange market closely. Asset allocation, consider appropriate adjustments funds structure of real estate and stocks. \"Remember that finished in this period, everyone laughed, and said: you seem to say nothing. I think perhaps this seemingly unable to text, reflecting accepted my financial ways of thinking: financial analysis must always keep a broad perspective of investment, stick with extensive analysis method of contact.

A financial analysis, in addition to wide outside the Visual field to be wide. Concept inclusive, there is doubt, uphold, not listening, not blind faith. May wish to take the real estate investment talk about it.

In the discussions on House prices in the past, there are so few more mainstream. First, land cost theory: because the land rises, so houses on the land rises and estimate the price rises. Strange world where is the package is not paid on the sale? Because good real estate market, so certainly not lose? And thereby prove that house prices will certainly rise? This is a typical circular argumentation. Second, land scarcity theory: the land is non-renewable resources, Wu Yi XI Wei GUI, so land prices must rise. May estimate: original demolished the old house new House on the ground, floor several times, even if increased living area per household, original removed also the enough to live, how suddenly scarce land resources to it? Furthermore, scarcity of trends already, why is lifted now?

In addition, simple explanation to urban construction policy, also intentionally or unintentionally confused concept, were unable to cut through the policy fog by investors who believe in and follow. Data show income can be doubled within a few years, while a house price now your, again in a few years is not expensive, so you want to buy a House as early as possible.

Here we can mention two facts are questioned. Fact one: different income in different populations of the community, then, even if overall income doubled, nor does it mean that different income levels of population growth. Fact two: within a few years if there are other investment products yields more than real estate, why hurry to buy a House now? It seems that every theory has its unique perspective, but has limitations. Only a fully inclusive, to critically question, can we not generalization, making the analysis more close to the truth, have a value.